Car Accident Settlement Calculator
Estimate what your claim could be worth using the same multiplier method insurance adjusters use. Anonymous and free — nothing is stored unless you ask for a case review.
Educational estimate only — not legal advice, not a guarantee. Actual value depends on liability, evidence, and insurance policy limits in your state.
Frequently Asked Questions
How accurate is this car accident settlement calculator?
It gives you a realistic starting range based on the same method insurers use (special damages plus a pain multiplier), but every case depends on liability, insurance limits, and evidence. Treat it as a negotiation floor, not a guarantee.
What is the multiplier method?
Insurance adjusters commonly multiply your economic damages (medical bills and lost wages) by 1.5 to 5 depending on injury severity to estimate pain and suffering. Severe or permanent injuries justify higher multipliers.
Should I accept the insurance company’s first offer?
Almost never. First offers are typically a fraction of case value. Compare the offer against this range and consider a free consultation with a lawyer before signing anything.
Does using this calculator create a lawyer-client relationship?
No. AccidentCompass is not a law firm. The calculator is an educational tool; if you request a case review we can connect you with a licensed attorney in your state.